Start-up Funding Solutions
Transform your innovative ideas into thriving businesses
Turn your business dreams into reality with our specialized start-up funding solutions. Unlike traditional business loans, startup funding focuses on your personal qualifications rather than business history, making it accessible for new entrepreneurs.
📊 Credit Score Requirement
Important: Start-up funding typically requires a minimum credit score of 680+. If your credit score is below 650, we recommend starting with our credit repair services to improve your qualifications.
Ready to Launch Your Startup?
Get up to $150,000 in startup capital with flexible terms
Get Pre-Approved For Start-Up Funding NowWhat Qualifies as a Startup?
Understanding startup criteria is crucial for accessing the right funding programs. A business is considered a startup if:
Revenue Under $5,000 Monthly
If your business generates less than $5,000 per month in revenue, you automatically qualify as a startup regardless of time in business.
Less Than 3 Months Revenue History
Any business making revenue for less than 3 months, regardless of the amount, qualifies for startup funding programs.
Pre-Revenue Stage
If you describe your business as "pre-revenue," meaning no current income, you fall into the startup category and can access specialized funding options.
4 Primary Start-Up Funding Options
Our startup funding specialists help you access these four main funding pathways designed specifically for new businesses:
1. Syndicated Line of Credit (SLOC)
The easiest startup funding option to qualify for. A SLOC uses your personal credit to secure multiple credit card offers from specific banks in a strategic order. You receive 2-6 credit cards totaling your approved amount, typically with 12-24 months of 0% interest. The cards provide maximum flexibility - use them as credit cards or transfer funds directly to your bank account. Learn more about SLOC options.
2. Personal Term Loan
Available for those with two years of tax returns showing $50,000+ in W-2 income. This is a traditional lump sum loan deposited directly into your account with fixed repayment terms.
3. Business Line of Credit
Similar to SLOC but utilizes business credit cards instead of personal cards. Requires two years of $50,000+ W-2 income. Business cards typically offer slightly lower approval amounts than personal versions but help establish business credit history.
4. 401k/IRA Disbursement
A specialized technique to access retirement funds without early disbursement penalties. Only available if you already have a 401k or IRA account. This option provides immediate access to your existing funds for business purposes.
Why Choose Our Start-Up Funding Program?
- 700+ Credit Score Required: Our startup funding programs are designed for entrepreneurs with excellent credit scores (700+)
- No Business Plan Required: Unlike traditional loans, our startup funding focuses on your personal credit and income history
- No LLC Needed: You don't need an established business entity to qualify
- USA Exclusive: Our startup funding programs are available exclusively within the United States
- Up to $150k Available: Even with excellent qualifications, startup funding typically maxes out at $150,000
- Fast Processing: Much quicker than traditional business loans since we focus on personal qualifications
Credit Score Not Quite There?
If your credit score is below 650, don't worry! Our credit repair specialists can help you improve your score to qualify for startup funding. Many entrepreneurs have successfully increased their scores by 100+ points in just a few days.
Credit Repair Process
Our systematic credit repair approach includes disputing inaccurate items, negotiating with creditors, and implementing proven strategies to boost your credit score. We handle all correspondence with credit bureaus and collection agencies on your behalf.
Additional Funding Information
For informational purposes, here are other funding options that may become available as your business grows:
Traditional SBA Loans
Once your business is established with revenue history, SBA loans can provide larger amounts with favorable terms. However, these require extensive documentation and established business operations.
Equipment Financing
For businesses needing specific equipment, specialized financing programs allow the equipment to serve as collateral. More commonly available to established businesses.
Venture Capital & Angel Investors
High-growth potential startups may eventually attract investor interest, but this typically requires significant market validation and growth potential.
Don't Let Funding Hold Back Your Dreams
Whether you need credit repair first or you're ready to apply for startup funding, we're here to help you succeed.
Business Resources
Access our essential guides to accelerate your startup journey
💡 Startup Funding Checklist
Essential steps and requirements to secure funding for your new business venture
View Guide📈 Growth Funding Strategies
Advanced techniques for scaling your business and accessing growth capital
View Guide